In the Market to Buy ?

The SCVMVP Team will negotiate the best offer for you and your new home.

8 Steps to Home Ownership

1. Decide to buy

2. Secure financing

3. Find your realtor

4. Find your home

5. Make an offer

6. Perform your due diligence

7. Close the transaction

8. Protect your investment

View Now

Financing Options

  • 100% Financing Still Available
  • Minimum to ZERO down: Conventional - 3%, Jumbo - 5%, FHA -
    3.5%,VA - 0% and USDA - 0%
  • DSCR Loans for investment properties
  • Down payment and closing cost assistance, AVAILABLE!!!
  • Gift funds are allowed
  • Pulling from retirement (to invest in real estate)
  • Seller can pay closing costs and buy down your rate
  • Options to avoid mortgage insurance with less than 20% down
  • Extended rate locks
  • Cater to your preferences regarding communication (text, email, phone etc)

Hiring the Right Agent

  • Discuss what to look for regarding your home purchase (schools, neighborhood, surroundings, parks, accessibility, HOA, mello roos, etc)
  • Create specific custom searches based on maps, streets, boundaries etc.
  • Find out exactly what you are looking for regarding the right home or "your deal breaker or things you cannot live without." (age, price, garage, bed, bath, type etc)
  • Certain cases the right home is not on the market so we need to put the wheels in motion to find you the right home. (networking, resources, acquisitions, target marketing)
  • Educating our clients is extremely important in the home buying process. They will feel more confident when making a decision.
  • Pick the top 4 or 5 homes
  • Write up the offer and start negotiations